Melissa Henderson,
Mortgage Agent.

Whether you are purchasing, renovating, consolidating debts, title separation, or investing into real estate, I can get you to the right contact and the right solution.


I am an independent, unbiased mortgage agent with TMG The Mortgage Group Ontario. I have been in the industry close to 18 years; my roots began in banking and my knowledge flourished to mortgage brokering. As your professional Mortgage Agent , I will work with you to understand and assess your unique requirements, and help you understand what you can comfortably afford. With access to over 50 different lenders, there is a solution for you and I believe YOUR input is top priority in order to make the decision together.

I will sort through what’s available and product options, and then review the options with you in an open discussion. My expertise and research will help you with key decision-making during the application process, the approval and I will provide support beyond closing.  @kwmortgagegroup our service does not stop when you are handed the keys!

After closing, I look forward to continuing our relationship, providing you with advice and best choices as your subsequent renewals approach. We take pride in our policy to communicate and our ability to remove stress from the mortgage process. In the majority of cases we are paid by the mortgage companies, so there’s no cost to you and no surprises.

We’re fast, efficient and can offer you options and choices – not just bank products. So whether you are purchasing, renovating, consolidating debts, title separation or investing into real estate, I can get you to the right solution and the right contact.

Serving Guelph Kitchener-Waterloo & Cambridge


Client Testimonials

We needed financing to build a home more suitable for retirement, while we still lived in our existing home. Melissa is extremely professional and very hands on to make sure everything runs smoothly. She goes the extra mile in making sure everything is done properly and will interact with the financial institution if there is any question or concern. This was very much appreciated. I want other people to know they won’t be disappointed in dealing with Melissa, and I won’t hesitate to refer her to my clients requiring a mortgage agent.

Peter & Melanie Stern

I met Melissa through our local neighbourhood association in Waterloo, University Downs Neighbourhood Association (“UDNA”). I find one of Melissa’s endearing qualities to be her cheerfulness. She created a positive and easygoing environment for me to learn. She is friendly and patient. I felt like she would say ‘yes’ even before I asked for help. Melissa is a hardworking individual and generous in giving her time and talents. I believe that whatever endeavour Melissa undertakes her resourcefulness and cheerfulness will help her to achieve her goals. She is a pleasure to work with.

Robert Maric

We were relocating to another city and the bank could not help with the purchase because we owned investment properties and wanted to buy before beginning with my new employer; we didn’t qualify under their guidelines. I was referred to Melissa, who provides excellent service and knows the industry very well. Melissa is very friendly and caring. She is a true professional and always willing to go the extra mile. I am happy to provide a testimonial for Melissa because she will always give her best to ensure a successful outcome.

Dale & Family

Send Me An Email

Whether you’re purchasing first home, approaching a renewal date, refinancing an existing mortgage, or considering an investment opportunity, I am here for you.

Mortgage Agent – The Mortgage Group 
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