Home Mortgages Made Simple.

Discover Financing for unconventional income With A Self-Employed Mortgage

Start your Self-Employed Mortgage Approval Today.

Find Alternative Mortgage Options And Start Looking for your new home with help from Steve Futyer at The KW Mortgage Group - Think Outside The Branch!

“I worked with Steve and his team for my mortgage as a first time home buyer and it was absolutely a great experience! He is very professional at what he does, listens to you and answers your questions very carefully and makes sure that you understand the terms of the mortgage you are getting. I highly recommend Steve and his team.”

Kobra Alizadeh

“Steve is by far the most experienced advisor I’ve met in my long real estate career and journey – the time he spent helping me weigh out all options and scenarios for a personalized decision that was best for me was way above and beyond any other experience I’ve had in the past – I leaned on him more in this latest complicated transaction and always felt like he was in my corner – thank you forever more for treating me like gold.”

Katie Kirk

“For those seeking a mortgage broker who is dependable, detail-oriented, and committed to a seamless home financing experience, Steve at The Mortgage Group is the ideal choice. Their expertise, professionalism, and attention to detail make them stand out in a crowded market. Whether you’re a first-time homebuyer or a seasoned investor, Steve will exceed your expectations.”

Laura Hewitson

Self-Employed Mortgages

What Is A Bank Statement Loan?

Typically, when applying for a home mortgage, a T4 form is used to document and verify the applicant’s income. However, bank statement loans are designed to be more flexible and customizable than traditional mortgages, and use factors such as the borrower’s income history and the borrower’s overall financial situation to determine their income when a T4 is not an available.

Self-Employed Mortgages

What Benefits Does A Bank
Statement Loan Provide?

Self-Employed Mortgages

Is A Bank Statement Loan The Right
Choice For You?

If you are self-employed and don’t receive a T4 or have unconventional income that requires relying on other factors besides traditional income and credit requirements to qualify for financing, a bank statement loan might be for you. However, it is always important to carefully evaluate the terms and fees associated with any mortgage option before accepting an offer.

© 2023 The Mortgage Group | Powered by OpenHouse Digital

Discover Financing for unconventional income earners

With A Self-Employed Mortgage

Home Mortgages Made Simple.

Get Started On Your Self-Employed Mortgage Approval Today.

Find Alternative Mortgage Options And Start looking for your new home with help from Steve Futyer at The KW Mortgage Group - Think Outside The Branch!

"Steve is by far the most experienced advisor I've met in my long real estate career and journey - the time he spent helping me weigh out all options and scenarios for a personalized decision that was best for me was way above and beyond any other experience I've had in the past - I leaned on him more in this latest complicated transaction and always felt like he was in my corner - thank you forever more for treating me like gold."

Katie Kirk
Client

"For those seeking a mortgage broker who is dependable, detail-oriented, and committed to a seamless home financing experience, Steve at The Mortgage Group is the ideal choice. Their expertise, professionalism, and attention to detail make them stand out in a crowded market. Whether you're a first-time homebuyer or a seasoned investor, Steve will exceed your expectations."

Laura Hewitson
Client

"I worked with Steve and his team for my mortgage as a first time home buyer and it was absolutely a great experience! He is very professional at what he does, listens to you and answers your questions very carefully and makes sure that you understand the terms of the mortgage you are getting. I highly recommend Steve and his team."

Kobra Alizadeh
Client

What Is A Bank Statement Loan?

Typically, when applying for a home mortgage, a T4 form is used to document and verify the applicant’s income. However, bank statement loans are designed to be more flexible and customizable than traditional mortgages, and use factors such as the borrower’s income history and the borrower’s overall financial situation to determine their income when a T4 is not an available.

What Benefits Does A Bank Statement Loan Provide?

Is A Bank Statement Loan The Right Choice For You?

If you are self-employed and don’t receive a T4 or have unconventional income that requires relying on other factors besides traditional income and credit requirements to qualify for financing, a bank statement loan might be for you.

However, it is always important to carefully evaluate the terms and fees associated with any mortgage option before accepting an offer.

© 2023 The Mortgage Group | Powered by OpenHouse Digital